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1The 5,000 initial purchase bonus points are applicable only to new Affinity RBNY Rewards Visa© credit card accounts.

Cardholders earn 1 point per $1 spent or 2 points per $1 spent if you qualify for Even More perks. Learn more about EvenMore perks by visiting affinityfcu.com/more. If you’re an Even More member, consider upgrading to the Affinity Cash Rewards Visa Signature credit card.

2Rewards are earned at the standard rate of 1.25 points per each $1 spent with an additional 1.75 points earned per each $1 spent on qualified transactions. Bonus categories are categorized by specific Merchant Category Codes. Not all merchants may use the specific qualified category codes. The additional points may not be issued, if the merchant does not use a qualified Merchant Category Code. Bonus points are credited after each purchase.

3Receive 3,500 points after account opening when you make your first purchase on any amount. First purchase bonus points are credited daily after purchase.

4Spend $2,500 within the first 90 days of account opening and receive 15,000 points. Please allow up to 60 days after meeting the qualifying criteria for the bonus points to be available in your RBNY Rewards account. One-time bonus applied per account if qualifying criteria is met.

5View pricing and terms: New York Red Bulls Rewards Visa. 

6The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®.

7Restrictions, limitations, and exclusions apply. In order for benefits or coverage to apply, you must use your covered RBNY Rewards Visa® credit card. For complete terms and conditions, click to view the guide to benefits.

8To qualify and receive your bonus points, you must make $10,000 in purchases during the first 12 months from account opening date. Bonus Points will be credited to your account within 30 days following the one year anniversary of account opening. Additional terms, conditions and restrictions may apply.

All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances.

Programs, rates, terms and conditions are subject to change without notice. Interest rate is variable and subject to change based on prime.

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