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¹The 5,000 initial purchase bonus points are applicable only to new Affinity Pure Rewards Visa© credit card accounts.

Cardholders earn 1 point per $1 spent or 2 points per $1 spent if you qualify for Even More perks. If you’re an Even More member, consider upgrading to the Affinity Cash Rewards Visa Signature credit card.

²All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances. To qualify and receive your bonus points you must make $10,000 in purchases during the first 12 months from account opening date. Bonus points will be credited to your account within 30 days following the one year anniversary of account opening date. Affinity may change or discontinue this offer at any time without notice. Additional terms, conditions and restrictions may apply.

³APR=Annual Percentage Rate. Rates available to Affinity Members only. All loans are subject to credit review and approval. Rates and terms subject to change without notice.

Rates available to Affinity Members only. APR subject to change any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. View pricing and terms.

⁴The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®.

⁵Restrictions, limitations, and exclusions apply. In order for benefits or coverage to apply, you must use your covered Pure Rewards Visa® credit card. For complete terms and conditions, view the guides to benefits.