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¹APR = Annual Percentage Rate. Rate is effective as of 06/12/23. Advertised rate includes 0.25% reduction off the standard interest rate for setting up automatic payments from your Affinity account. The rate without automatic payments will be higher. Other rates and terms available.

Monthly payment amounts vary by term and rate. For example, the minimum payment for a $20,000 loan with a term of 60 months and 7.26% APR has an estimated monthly payment of $398.62. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Maximum loan term restrictions may apply. Rates and terms are subject to change without notice. Vehicles eligible for new auto loan rates are current or previous model year or newer, with fewer than 5,000 miles. Interest accrues from the date the loan is funded. All loans are subject to credit review and approval. Must be a member in good standing and meet all lending requirements.

²To be eligible, you must purchase your vehicle through Costco Auto Program, finance the vehicle through Affinity Federal Credit Union, and complete a Costco Auto Program member satisfaction survey. Affinity Membership is required. Current eligible Costco members will receive a $50 Costco Shop Card; eligible non-Costco members receive a one-year Gold Star Membership. No substitutions. Cannot be combined with other offers and is not redeemable for cash. Offer not valid on the refinancing of an existing Affinity FCU auto loan.