Affinity Federal Credit Union NMLS# 463935

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All home lending products are subject to program eligibility, collateral requirements, and credit review and approval. Program terms and conditions subject to change without notice.

¹ The HomeAdvantage program is a feature available to members by third party provider, CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the Cash Rewards if they use an agent outside this network. An Affinity Federal Credit Union mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Please allow up to 45 days after closing for a credit. Rewards can be paid in the form of a check at closing or as a credit to closing costs, depending on loan terms and conditions. Cash Rewards incentives are available as applicable by state law; however, are void where prohibited by law or by the lender. Please consult with your credit union representative for additional details of the program.

² $500 cash bonus/reward offer is available to first−time home buyers only when you complete the required qualifying criteria. You are considered a first−time home buyer if you have never owned a home or if you have not been an owner in a primary residence for at least three years leading up to your purchase. To qualify you must 1) Open or already have an Affinity checking account and an Affinity savings account; and 2) Enroll in autopay for your mortgage payments to be automatically deducted from your Affinity checking account. This $500 bonus/reward cannot be used to pay any costs related to your Affinity mortgage loan and will be deposited account rates may vary, fees could reduce earnings. Affinity may issue you a form 1099−MISC, or other appropriate forms reporting the value of the cash reward/bonus. This offer is subject to termination at any time without notice.