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1APY = Annual Percentage Yield. APY is effective as of 8/12/2022. The APY is accurate as of the latest dividend declaration date. Dividend rates and annual percentage yield are subject to change after the account is opened at our discretion without notice to you. We do not impose a limit on the amount the dividend rate and Annual Percentage Yield on your account may change. The dividend rate on your account is determined by the credit union. There is no initial deposit requirement to open this account. There is no minimum balance requirement for this account. Fees could reduce earnings on this account. One account per member allowed.

Minimum balance to earn the stated annual percentage yield (APY) depends upon the tier as indicated in rates. If the account falls below the minimum states for a particular tier, the next lowest tier’s APY will apply. For example, if an account meets the minimum balance requirements for Tier 2 at the start of the dividend period, but the balance subsequently falls below the minimum balance requirements for Tier 2 during the same dividend period, then the account will earn the stated APY for the corresponding Tier 1 account.

  • $0 - $25,000 | 1.00% Dividend Rate | 1.00% APY
  • $25,000.01 - $100,000 | 1.14% Dividend Rate | 1.15% APY
  • $100,000.01 - $250,000 | 1.73% Dividend Rate | 1.75% APY
  • $250,000.01 and up | 2.23% Dividend Rate | 2.25% APY

2Affinity is a federally insured credit union, which means that all members are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per share owner for each account ownership type.

3To qualify for no monthly fees and avoid the $2 monthly paper statement fee, upon opening your More Savings Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account. For new members, the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month. Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure. You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account. If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee. Note: The fee is waived for tenant accounts, members age 70 or older, and children age 12 and under.