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¹ APY = Annual Percentage Yield. Rate is accurate as of 2/23/2023 and are subject to change without notice. The minimum deposit to open the account is $2,500. To avoid imposition of fees you must maintain an average daily balance of $2,500 in your account. If the average daily balance falls below $2,500, your account will be subject to a service fee of $10 for that month. If your balance falls below $2,500, rate reverts to the Business Savings rate, which is 0.05% APY as of 2/23/2023, until the minimum balance requirement is met. Fees could reduce earnings on this account.